Clarksville Realtors

Clarksville TN Realtor - Homes for Sale - Real Estate AgencyClarksville TN Realtor - Homes for Sale - Real Estate Agency

Homes for sale in Clarksville TN. View over 1200 new and existing Real Estate listings in the MLS with an Award-winning Realtor.

Clarksville TN Realtor – Ron Dayley

931-552-1700 Office
931-249-6598 Cell
www.clarksvillehomesales.us
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5 Reasons to Buy instead of Rent in Clarksville TN

Which is better for me, buying or renting in Clarksville TN?

I will give you 5 Reasons to Buy instead of Rent in Clarksville TN, if you search around the internet, you will see many more reasons to buy. Heck, you will see some reasons to rent over buying but in most cases, if you can buy, you are better off doing so.

Which is better for me, buying or renting in Clarksville TN?

1. You Can Paint the walls ANY color you want

Owning your home means you can paint the living room Chartreuse with an Eggplant trim if you want, you can change your floors from tile to hardwood or to shag carpeting, and you can put a new chandelier in the bathroom without asking a landlord for permission. And sometimes, making these home improvements will increase the value of your property but not the examples I just gave you.

5 Reasons to Buy instead of Rent in Clarksville TN

 

2. Build Credit 

Owning a home can help to build your credit score. Having a good credit score allows you to borrow money to buy the things you really want and need in life, and one of the ways to build that credit score up so that it is attractive is to take on a long-term investment, exactly like buying a house. You will have more financial stability and – because of the equity built up in your home – you will also have a financial safety net.

3. A mortgage is Fixed while Rent will Always Rise

If you get a fixed-rate mortgage on a home purchase, your mortgage payment can never change. Unless a renter is in a rent-controlled building or neighborhood, their rent is at risk of rising every year. Since the mortgage payment is the bulk of the owner’s housing payment, this creates a lot of budget stability. As for the other costs, both owners and renters have insurance (though insurance isn’t required for renters like it is for owners), and that fee can change slightly over the years. And while owners have property taxes that renters don’t, and property taxes can rise as the home appreciates, this fee is tax deductible.

5 Reasons to Buy 

5 Reasons to buy instead of Rent in Clarksvilel TN
Buy or rent

4. Equity = Savings

As you pay down your mortgage each month, and your home increases in value over the years, you are increasing your equity. This equity is a form of savings that you will get back when you sell your home or you can get a line of credit and borrow on it a lower interest rate than a traditional loan.

5. It’s Cheaper 

Despite the expensive initial outlay (including the down payment), owning a home is generally a lot cheaper than paying rent. This is because when you rent, not only are you paying your landlord’s mortgage, but you are also paying an additional sum on top because they will want to make a profit. Your money is going towards building up your landlord’s equity in the property, which means that they could choose to sell it at any time thanks to your contributions.

In Conclusion 

There are lots of other reasons buying a home is better than renting in Clarksville TN for most people. That doesn’t mean everyone is should buy, some people renting just makes more sense. But overall, if you can afford to buy a house, now is the time to do it. Interest rates are still really low and prices are only going to go up in the future.

You are better off buying a house instead of renting one if, you in the position to do so

Once again these were just 5 Reasons to Buy instead of Rent in Clarksville TN, our housing market is growing and will continue to do so. Your equity will continue to build over the years and rent will continue to go up. Now is the time to buy while interest rates are low.

Clarksville TN homes for sale

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Clarksville Real Estate Agency

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Real Estate for sale in Clarksville TN,  A Tennessee Realtor with Passion and Purpose.
Directions to Ron Dayley Realtor – Coldwell Banker CM&H

Clarksville Subdivisions

  • Azalea Trace Clarksville TN
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  • Danford Subdivision Clarksville TN
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Ron Dayley Realtor – Coldwell Banker CM&H

111 South Riverside Drive
Clarksville, TN 37040
931-249-6598 cell
931-552-1700 office

Business Hours
Sunday         8:00 AM – 8:00 PM
Monday        8:00 AM – 8:00 PM
Tuesday        8:00 AM – 8:00 PM
Wednesday  8:00 AM – 8:00 PM
Thursday      8:00 AM – 8:00 PM
Friday            8:00 AM – 8:00 PM
Saturday       8:00 AM – 8:00 PM

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