First time home buyer Clarksville TN | Realtor Clarksville TN

Tennessee First Time Home Buyer Programs | No Down Payment …

Qualifying Tennessee first time home buyers can take advantage of numerous programs designed to help them receive affordable home financing, including …

The day has finally arrived, you’re buying a new home! Whether you are buying in a familiar area or are moving across the country for a new job, there are certain things to keep in mind as you begin the hunt for your new home. Hopefully, this list of tips will aid you in choosing the best property and will help prevent a case of buyer’s remorse.

First time home buyer Clarksville TN | Realtor Clarksville TN

Work with a REALTOR. A good REALTOR will be able to help you navigate all the twists and turns that come with finding and purchasing a home. They will negotiate the best price for you and use their knowledge of the industry to find you the perfect property. Keep in mind that only the seller pays commission on a sale, so it doesn’t cost you anything to have a REALTOR and could actually save you a significant amount of money on your purchase.
Sort out your finances as soon as you can. Get Pre-Approved for a loan. In addition, don’t make any large purchases before you buy a home. Big credit purchases such as a vehicle, boat, or timeshare, will be reflected in your credit and may disqualify you from loans.

First time home buyer Clarksville TN | Home buyers guide

Consider all the expenses of owning a home. The cost doesn’t stop once you calculate how much your mortgage will be each month. Property taxes, homeowner’s insurance, and utilities are major factors to consider when budgeting for a new home. In addition, regular house maintenance will incur expenses. Some neighborhoods have HOA fees, if you are looking for a condo then you will be faced with Condominium fees which can be pretty steep.

First time home buyer Clarksville TN | Home buyers guide

Shop around for loans. Don’t be afraid to get two or three rates from different lenders. When borrowing such a large sum of money, even one percent difference in the interest rate will save you thousands of dollars over the life of the loan. Make sure you are comparing apples to apples, some lenders have add-on fees or hidden cost that will really add up.

First time home buyer Clarksville TN | Home buyers guide

Make sure you get a Home Inspection done. This will save you a lot of money if there are problems found.

I always tell my clients when having a home built, think of resale when designing the home and when picking out options.

Realtor Clarksville TN

No matter where in TN you live be it Cumberland Furnace, Waverly, Dover, Ashland City, Clarksville or Nashville TN, I can help you sell your home or find a new house. There are homeownership programs that will work for you, we just need to find the best one for you.

Ron Dayley
Coldwell Banker
111 S. Riverside Dr.
Clarksville TN 37040
931-552-1700 office
931-249-6598 cell
Clarksville Home Sales

each Coldwell Banker office independently owned and operated

First time home buyer Clarksville TN | Home buyers guide | Realtor Clarksville TN | Home Ownership Programs

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Real Estate Referral

Ron Dayley has been Designated as A Member Agent by ReferralExchange.
Membership provides the ability to provide direct referrals around the country.

Real estate referral network, ReferralExchange is proud to announce that Ron Dayley of Coldwell Banker CM&H, Clarksville TN has been named as a ReferralExchange Member Agent. Agents are asked to join ReferralExchange by invitation only.

With over 20,000 agent members, ReferralExchange is one of the fastest-growing referral services in real estate. The network participated in over 10,000 closed sides in 2016 and made over 240,000 connections. The company has referral-ready real estate agents in all 50 states (100% of US Zip Codes) who have all been vetted and have years of experience and positive recommendations.

Submitted referrals are qualified and matched with 3-5 agents from the network. ReferralExchange uses proprietary data science to determine which agents are most suited for the particular consumer. “What’s most important to me is that the people I refer have a positive experience, wherever their journey takes them,” said Mr. Dayley. “This network makes sure that my valued clients are taken care of with the same level of service I provide.”

Data from ReferralExchange’s annual survey of the real estate referral network shows that most agents refer anywhere from 2-10 clients per year. For these agents, what is most important is knowing what happens after the referral is transferred. ReferralExchange’s tracking system gives agents peace of mind and reporting on each submitted referral.

“In today’s world being able to provide quality referrals is very important to an agent’s business,” added Scott Olsen, CEO of ReferralExchange. “We are excited to welcome Ron Dayley as a Member Agent.”

About ReferralExchange
ReferralExchange, the nation’s top real estate referral company, is dedicated to creating real estate experiences between real estate professionals and customers. Founded in 2005, ReferralExchange has built an invite-only network of over 20,000 top-performing real estate agents. In 2016, the network participated in over 10,500 closed sides. Learn more at www.referralexchange.com.

Ron Dayley
Coldwell Banker CM&H
111 S. Riverside Dr.
Clarksville TN 37040
931-552-1700 office
931-249-6598 cell
www.clarksvillehomesales.us

Real Estate Referral

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