Clarksville Realtor Ron Dayley

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Realtors in Clarksville, TN | Clarksville Home Sales Realtors in Clarksville, TN | Clarksville Home Sales

Looking for top Realtors in Clarksville, TN? Contact Clarksville Home Sales for expert guidance in buying or selling your home.

Ron Dayley, Realtor

844-591-7325 Office
931-249-6598 Cell
www.clarksvillehomesales.us
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3 Essential Insurance Tips for New Homeowners

Insurance Tips for Homeowners

Buying a new home is a major commitment. You invest time and money, and if all goes well, you find the home of your dreams. But what next? One of the most critical pieces in any homeowner’s arsenal is insurance. You cannot buy a home without it, nor would you want to. Below are three essential insurance tips for new homeowners that will help prepare you for the next step in your adventure.

Review Your Homeowners Insurance Policy Carefully

Homeowners insurance is essential to protect your investment. Most people know this, so they just skim through their policy and assume they have everything they need. Many basic homeowners policies don’t cover things like flood or earthquake damage, sewer backup, damage from pets, birds, insects, or rodents, pollution damage, or normal wear and tear.

Things like personal property, damage to other structures, loss of use, personal liability, flood, and earthquake damage might not be covered under a basic policy.  

Another option which some consider essential is Guaranteed Replacement Cost Coverage. This policy will cover the costs of completely rebuilding your home, even if the cost is above your policy’s limit. If you own several high-value items such as jewelry, fur, coins, guns, or antiques, you might want to add Scheduled Personal Property Insurance to your policy as well.

3 Essential Insurance Tips for New Homeowners in Clarksville TN

Life Insurance Can Help If You Can’t

As a new homeowner, if you have a partner and children (or expect to have children), you’ll want to purchase life insurance. Taking on a mortgage is a big financial obligation, and it’s one your partner likely would not be able to cover on their own if something were to happen to you. If you already have life insurance, revisit your policy and consider increasing your coverage level. 

Bundle Auto with Homeowners Insurance

Although you probably already have an auto insurance provider, it’s possible that combining your auto and homeowners insurance could save you money. Most people don’t think about this when they buy a home, but saving wherever you can is always a good idea. Plus, you never know when factors affecting car insurance rates in your area might change, making a policy that seemed like the best deal at the time not such a great deal now.

When purchasing a home, you need to think about more than just the house. It’s not only a matter of which schools are best or how low the loan rates are. Finding the right insurance coverage is just as essential to living comfortably as choosing the perfect home is.

Posted in: Jennifer Blane Tagged: 3 Essential Insurance Tips for New Homeowners, clarksville tn insurance, Home buyers, homeowners in Clarksville TN, Homeowners insurance, insurance tips

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Clarksville TN Real Estate Agency

Specialized Real Estate Listings in Tennessee.

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Real Estate for sale in Clarksville TN,  A Tennessee Realtor with Passion and Purpose.

 

Realtors in Clarksville TN

Finding the right Realtor for you in Clarksville, TN is all about doing your research, asking the right questions, and finding someone who has the expertise and experience to help you achieve your real estate goals. With the right Realtor by your side, you can navigate the local real estate market with confidence and find the home of your dreams or sell your property for the best possible price. I am confident that I am that Realtor for you. 

Subdivisions in Clarksville

  • Azalea Trace Clarksville TN
  • Beech Grove Clarksville TN
  • Boyer Farms & Hartley Hills Clarksville TN
  • Danford Subdivision Clarksville TN
  • Easthaven Subdivision Clarksville TN
  • Farmington Clarksville TN
  • Greystone Subdivision
  • Hereford Farm Clarksville TN
  • Hickory Wild Clarksville TN
  • Locust Run subdivision Clarksville TN
  • Luxury home builders Clarksville TN
  • Marquee Estates Clarksville
  • Morningstar subdivision
  • Phillips Estates
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  • Willowbrook Subdivision Clarksville TN
  • Woodford Estates Clarksville TN

Ron Dayley Realtor – Real Broker

Clarksville, TN 37043
931-249-6598 cell
844-591-7325 office

Business Hours
Sunday         9:00 AM – 5:00 PM

Monday        9:00 AM – 6:00 PM
Tuesday       9:00 AM – 6:00 PM
Wednesday  9:00 AM – 6:00 PM
Thursday      9:00 AM – 6:00 PM
Friday            9:00 AM – 6:00 PM
Saturday       9:00 AM – 5:00 PM

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