Clarksville Realtors

Homes for Sale in Clarksville TN Realtor - Real Estate AgencyHomes for Sale in Clarksville TN Realtor - Real Estate Agency

Homes for Sale in Clarksville TN. New and Existing Clarksville Homes for Sale. Top-ranked local real estate agent - Realtor

Clarksville TN Realtor – Ron Dayley

931-552-1700 Office
931-249-6598 Cell
www.clarksvillehomesales.us
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Learn about Clarksville Properties for Sale

Clarksville Homes for Sale

Learn about Clarksville Properties for Sale (new construction, existing homes, condos, multi-family, single family, townhomes), residential lots and commercial property for sale.  If you need help with finding a loan, I can point you in the right direction. First Time Home Buyer, VA Loan, FHA, Conventional, Private Lenders all buyers have unique concerns and common questions that I will answer for you.  I am an Investor friendly realtor so call me and ask any questions you may have about the local Real Estate market and let’s get you trained up to become an informed home buyer or seller.

Homes for Sale Clarksville TN

Learn about Clarksville Properties for sale, Custom homes for sale

Learn about Clarksville Properties

Homes in our area range from your standard first-time buyer ranch to the multi-million dollar custom home.  Whatever your price range or style of home preference Clarksville has it.  There are incredibly hidden neighborhoods that only long-time natives know about. Let me show you where these hidden gems are in Clarksville TN.

Home Loan Mortgages | Clarksville TN home sales

Different banks have different specials and programs available.  We work closely with the local banks and national lenders to stay on top of what is being offered to better assist you.
Make sure you shop around for your mortgage rates and terms, they are not all the same.

* Homes for Sale in Clarksville TN *

Community Information Clarksville TN area
Clarksville, TN
Community Information for 37042
Population: 68,571
Median Age: 27
Median Household Income: $57,066
Households with Children: 59.54%
Median Travel Time to Work: 27 minutes
Real Estate Market Information around Clarksville TN 
Homes Owned: 56.28%
Median years in residence: 7
Homes Rented: 38.23%
Homes Vacant: 5.49%

How long do homes stay on the market in Clarksville TN?

Here are some of the properties for sale in Clarksville TN.

2089 Jackie Lorraine Dr $258,000

2089 Jackie Lorraine Dr Clarksville, Tennessee

4 Beds 3 Baths 1,962 SqFt 0.250 Acres

46 Bunker Hill Rd $38,000

46 Bunker Hill Rd Clarksville, Tennessee

0.380 Acres

Learn about Local Real Estate for Sale | Homes for sale

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Homes for Sale in Clarksville TN

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Key elements that define luxury real estate

A high-end home with all the key elements that define luxury real estate.

Key elements that define luxury real estate

A high-end home with all the key elements that define luxury real estate.

 

As with many aspects of life, our understanding of concepts such as luxury and glamour is subject to change. Today’s generation of wealthy potential real estate buyers is more informed than previous generations and, as a result, more conscious of their surrounding environment. With this awareness comes a larger sense of responsibility towards keeping this environment clean and even contributing to its improvement. Let us take a look at some of the key elements that define luxury real estate in today’s world.

Key elements

Luxury real estate used to be defined by one major factor – location. Today, however, there is a whole lot more that is taken into account before labeling real estate as luxurious. While there is no single factor that would help define a piece of real estate as luxurious, there are several components that are common to many top-end homes.

Uniqueness

One of the key elements in today’s luxury real estate market is uniqueness. Today’s affluent clientele wants something different and something original. If a property has a story to tell, a rich history, or was designed by a world-famous architect, this will contribute towards it being defined as luxury.

A unique living area which is one of the key elements that define luxury real estate.
Look for a place that will reflect your uniqueness

Location

Not long ago, luxury real estate was all about location. This is no longer the case with potential buyers willing to invest outside of the traditional wealthy neighborhoods. The up and coming elite are not only willing to invest outside of traditional areas but are actively looking to contribute to society and the environment. If they are able to do this in a neighborhood that is traditionally considered luxurious, that is considered an additional benefit, but it is no longer a prerequisite for the wealthy.

Tranquillity

As times have changed, the rise of the Internet and globalization has led to increased connectivity. This is great for businesses, but not so great for the mind and soul. As human beings, we require rest and relaxation to be able to find true happiness and meaning in our lives. As a result of these needs,  and the fast-paced lives we are living, an increasing number of top-end home buyers are looking for real estate that provides an escape from the hustle and bustle of everyday life. Proximity to lakes, rivers, beaches, and forests has become a huge bonus in the marketing of luxury real estate. If you have a big move to a new place, hiring a professional moving company can make all the difference in ensuring even your moving day is peaceful and stress-free.

A living room with a great view of the mountains.
Finding a place where you feel at ease should be a priority when searching for a home.

 

Security and privacy

As mentioned above, peace and tranquility are a big draw for potential customers, but achieving either of these is impossible if they don’t feel safe. Gated communities or restricted access to a piece of real estate contribute to its exclusivity. Secure neighborhoods provide more privacy and allow their residents to relax and enjoy a carefree lifestyle. For example, if you have decided on moving to Tennessee and are looking for a home in Clarksville, this will be a key element to look out for.

An isolated luxury home surrounded by trees and a freshly mowed lawn.
Providing space and privacy, as well as making its residents feel safe, are key elements of any luxury real estate.

Sustainability and environmental consciousness

Once upon a time, luxury was almost synonymous with extravagance. However, as social norms and expectations have changed, so too has our understanding of luxury. In recent times, the sustainability of homes and a reduced carbon footprint have become very attractive features for potential buyers. Owning real estate that doesn’t negatively impact the environment allows its owners to feel that they are doing their part towards conservation and environmental protection. Energy efficiency, sustainability, natural landscapes, and natural materials have become top priorities in today’s luxury real estate market.

Convenience

Sustainability and environmental consciousness have had a huge impact on the luxury real estate market, but it has not been at the expense of convenience. Living within walking distance from work, grocery stores, high-quality schools, restaurants, and entertainment plays a big role in defining luxury real estate.

Convenience doesn’t only refer to the proximity of services though. It also refers to the process of real estate purchase itself. A growing number of potential buyers are looking towards buying “ready-made” or “turnkey-ready” properties. This basically means that the customer is looking for a partially or a fully furnished piece of real estate, including high-quality appliances and craftsmanship in their new home. To that end, many new homeowners are also turning to professional movers like heartmoving.us in order to make moving day as easy and stress-free as possible.

The experience of living in a luxury home

While we have left “experience” as the final element which completes our luxurious puzzle, it is by no means the least important. In fact, it is perhaps the most important of all the elements. The young wealthy class is mostly made up of well educated, highly informed, and sophisticated millennials and baby boomers. These generations have grown up in a society that has been moving away from a materialistic approach to life and towards more meaningful life experience.

Wealthy buyers are looking towards investing in amenities that will improve their everyday lives. Investments in rooftop or indoor pools, meditation gardens, saunas, exercise rooms, entertainment areas, wine cellars, and tennis courts are all commonplace in the modern luxury real estate market. Smart homes, or homes with high Internet connectivity, have become very popular as well.

Size isn’t everything

The modern luxury real estate buyer understands that size isn’t everything. While luxury real estate was once understood to encompass huge plots of land, that is no longer a key defining element. More and more potential luxury real estate owners are prepared to downsize their homes in exchange for the factors listed above. Security, convenience, sustainability, privacy, uniqueness, peace, and tranquillity have all become far more desirable features than square footage.

Posted in: Uncategorized Tagged: clarksville tn, Key elements that define luxury, luxury real estate Clarksville, real estate

First time home buyer Clarksville TN | Guide to Home Ownership

First time home buyer Clarksville TN | Home buyers guide

Tennessee First Time Home Buyer Programs | Low and No Down Payment …

Qualifying Tennessee first time home buyers can take advantage of numerous programs designed to help them receive affordable home financing, including …

 

The day has finally arrived, you’re buying a new home! Whether you are buying in a familiar area or are moving across the country for a new job, there are certain things to keep in mind as you begin the hunt for your new home. Hopefully, this list of tips will aid you in choosing the best property and will help prevent a case of buyer’s remorse.

Work with a REALTOR. A good REALTOR will be able to help you navigate all the twists and turns that come with finding and purchasing a home. They will negotiate the best price for you and use their knowledge of the industry to find you the perfect property. Keep in mind that only the seller pays commission on a sale, so it doesn’t cost you anything to have a REALTOR and could actually save you a significant amount of money on your purchase.
Sort out your finances as soon as you can. Get Pre-Approved for a loan. In addition, don’t make any large purchases before you buy a home. Big credit purchases such as a vehicle, boat, or timeshare, will be reflected in your credit and may disqualify you from loans.

first time home buyer Clarksville TN | TN home buyer's guide | Realtor Clarksville TN

First time home buyer Clarksville TN | Home buyers guide

Consider all the expenses of owning a home. The cost doesn’t stop once you calculate how much your mortgage will be each month. Property taxes, homeowner’s insurance, and utilities are major factors to consider when budgeting for a new home. In addition, regular house maintenance will incur expenses. Some neighborhoods have HOA fees, if you are looking for a condo then you will be faced with Condominium fees which can be pretty steep.

First time home buyer Clarksville TN | Starter Homes for sale

Shop around for loans. Don’t be afraid to get two or three rates from different lenders. When borrowing such a large sum of money, even one percent difference in the interest rate will save you thousands of dollars over the life of the loan. Make sure you are comparing apples to apples, some lenders have add-on fees or hidden cost that will really add up.

First time home buyer Clarksville TN | Home buyers guide

Make sure you get a Home Inspection done. This will save you a lot of money if there are problems found.

I always tell my clients when having a home built, think of resale when designing the home, style of home (ranch, colonial, modern…) and when picking out options.

Realtor Clarksville TN

No matter where in TN you live be it Cumberland Furnace, Waverly, Dover, Ashland City, Clarksville or Nashville TN, I can help you sell your home or find a new house.  There are homeownership programs that will work for you, we just need to find the best one for you.

Clarksville Home Sales

First time home buyer Clarksville TN | Home buyers guide | Realtor Clarksville TN | Home Ownership Programs

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WEB Based REAL ESTATE Marketing & Social Media CLARKSVILLE TN

Web based marketing for Real Estate in Clarksville TN
Web based REAL ESTATE MARKETING CLARKSVILLE TN | Clarksville TN's Best Realtor
REAL ESTATE CLARKSVILLE TN

With over 90% of today’s home shoppers using the internet to help search for their new home, shouldn’t you be more concerned with being found on the web than in an ad in the Sunday paper that no one looks at?  So why is Web and Social Media Marketing is underutilized for Web Based Real Estate Marketing Clarksville TN?  Just slapping an add on a website isn’t going to work or sharing your home on Facebook.  There is a lot more to it.

It’s a lot easier for your realtor to place an ad in the paper so he or she can point to it and say “hey, what more do you want me to do, it’s in the paper”.   Most realtors are happy to list your home in the MLS and hope that one of the other Realtors in town will sell your home, after all, they will still collect the listing fee for just inputting your info in the MLS.

The Web and Social Media Marketing is the answer to reaching all the right buyers in Clarksville TN.

Web-based REAL ESTATE MARKETING for CLARKSVILLE TN

You deserve more than that, you put your trust in me to bust my butt to sell your home.  I too Real Estate Clarksville TN | Homes for sale in Clarksville TNwill put your home in the MLS and use the old school newspaper ads but I will also build you your own website and post quality photos and videos to catch the interest of home shoppers.  No matter how nice or well priced your home is, if a customer can’t find your house or your home doesn’t stand out from all the others on the market, your house isn’t going to sell.

Coldwell Banker is the leading Realty Agency in Clarksville TN when it comes to Web and Social Media Marketing, I am the leading technological real estate agent in the area.

Social Media plays a key role in today’s Real Estate Market

Let’s put your home on every, computer, iPad and cell phone in everyone’s hands.  Every time someone searches Google for a home in our area, your home should be everywhere for them to see.

If you are looking to buy REAL ESTATE CLARKSVILLE TN give me a call and I will help you find the perfect home that you will love for many years to come.  Single Family Home, Condo, Townhouse, family farm or vacation home on the lake, I’ve got what you want and I will email the listings to you.

The Most Effective Real Estate Marketing at your fingertips

Homes for sale near me in Clarksville TN, Tiny Town. List your home with me. Buy your home with me. Clarksville TN Real Estate

If you are looking to sell REAL ESTATE CLARKSVILLE TN, I will help you get the best price possible and sell your current home quickly.

 

Here are some industry experts that agree with me on this topic, Internet Marking is a must for home sales.

Huffington Post 

 

Call me and see why I am the fastest growing name in Clarksville Real Estate.

 

Ron Dayley

Clarksville Homes for Sales

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Real Estate Referral – Clarksville TN and surrounding areas

Ron Dayley is a memeber of the ReferralExcange Network

Ron Dayley is a memeber of the ReferralExcange Network, Real Estate Referral

Ron Dayley has been Designated as A Member Agent by ReferralExchange.
Membership provides the ability to provide direct referrals around the country.

Real estate referral network, ReferralExchange is proud to announce that Ron Dayley of Coldwell Banker CM&H, Clarksville TN has been named as a ReferralExchange Member Agent. Furthermore, Agents are asked to join ReferralExchange by invitation only.

With over 20,000 agent members, ReferralExchange is one of the fastest-growing referral services in real estate. The network participated in over 10,000 closed sides in 2016 as a result, made over 240,000 connections. The company has referral-ready real estate agents in all 50 states (100% of US Zip Codes). Above all, they have all been vetted and have years of experience and positive recommendations.

Real Estate Referral Clarksville TN

Submitted referrals are qualified and matched with 3-5 agents from the network. Subsequently, ReferralExchange uses proprietary data science to determine which agents are most suited for the particular consumer. “What’s most important to me is that the people I refer have a positive experience, wherever their journey takes them,” said Mr. Dayley.  Moreover, “This network makes sure that my valued clients are taken care of with the same level of service I provide.”

Relocation Realtors and Referrals

Data from ReferralExchange’s annual survey of the real estate referral network shows that most agents refer anywhere from 2-10 clients per year. Knowing what happens after the referral is transferred is really import to our Real Estate Agents. ReferralExchange’s tracking system gives agents peace of mind and reporting on each submitted referral.

“In today’s world being able to provide quality referrals is very important to an agent’s business,” added Scott Olsen, CEO of ReferralExchange. “We are excited to welcome Ron Dayley as a Member Agent.”

About ReferralExchange
ReferralExchange, the nation’s top real estate referral company. Therefore, they are dedicated to creating real estate experiences between real estate professionals and customers. Founded in 2005, ReferralExchange has built an invite-only network of over 20,000 top-performing real estate agents. In 2016, the network participated in over 10,500 closed sides. Learn more at www.referralexchange.com.

Ron Dayley of Coldwell Banker CM&H specializes in the areas surrounding Clarksville and Nashville TN.
Referral Realtor

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Selling house in Clarksville due to Divorce

Realtor Clarksville, Relocation specialist, Best Realtor in Clarksville TN | Top Realtors Clarksville TN | Division of Property – Selling house in Clarksville due to Divorce

Going through a divorce in TN? Selling your house in Clarksville due to Divorce?  Let me manage the sale of your property so you can go on with your life. You need a neutral professional to handle the details of your home sale. Let’s sell your home so you and your ex can get on with living the rest of your lives. Don’t let the buyers use your divorce to low ball you on your home. You don’t have to lose money on selling your house due to divorce.

Division of Property

Clarskville's Real Estate Expert Ron Dayley

Selling a house in Clarksville due to Divorce

The Win at All Costs mentality rears its ugly head too often in divorces. If you do decide to sell the house, work with a Realtor who understands divorce and someone both parties trust. The likelihood that the two parties are not getting along is not just a possibility, it is the entire reason everyone is discussing the home sale.

Having both parties at the first meeting with the Realtor, or listing appointment is extremely important. The Realtor works for both of you, the goal of the agent should be that neither party feels as though the agent is taking sides. Communication with your Realtor is vital in every real estate transaction, but it is even more important in a divorce situation. Your agent has to be there to answer questions from both of you. Their job is to sell your home for the most money in the least amount of time.

Selling your Home due to Divorce Can I keep my house in a divorce or do I need to sell it?

Gather information

There’s some information that prospective purchasers will be interested in and curious about, even if they don’t come out and say so. I recommend you gather all this information and put it together in a notebook that you label clearly and leave in a highly visible surface like the kitchen counter or a table in the foyer. You should have the following information in your notebook:

Things to do

*Copies of property tax payments and/or condominium fees for the last year
*Loan balance, loan account number, monthly payment, interest rate, and terms of assumption, if any
*List of personal property that will stay with the house (for example, window treatments, lawn tractor, etc.), and a list of personal property that will not stay with the house.
*Bylaws of any homeowners’ association or condominium association to which you belong
*Description of any unresolved defects (talk to your real estate agent about what you will eventually be required to disclose, and disclose it now). If you have a problem you know about and don’t intend to correct, such as a settling foundation or a damp basement, you might as well come clean about it.
*Utility bills for the last year (preferably with a summary list of the amounts)
*List of all the energy efficiency features your house includes, such as variable speed or mini-split heat pump, double pane windows, extra insulation, and passive solar design, together with any information you have about the utility savings from these changes.

Divorce forces the Sell of your house in Clarksville

*List of security features your house includes, such as deadbolt locks, security system, and changes in landscaping.
*List of other features about your house that you consider appealing, such as built-in appliances, extra closets, whirlpool, hardwood floors, etc. Before you post this list, though, make sure your real estate agent looks it over. That innovative laundry room design you developed may seem quirky and just plain weird to the rest of the world, and it may be best not to call attention to it.
*Description of the landscaping around the house, and the recommendations for its proper care.
*Description of any warranties still in effect for your house or any equipment that will stay with it.
*Termite inspection certificate or bond.
*Floor plan if you have it.

Your Realtor and Lawyer will be your best friends

  • Survey if you have it.
  • Title insurance policy.
  • A professional appraisal of your property if you have it.
  • Map of the area around your house showing the location of your house in relation to schools, shopping, transportation, and parks.
  • If your neighborhood is strong and stable, talk a little about it. *Mention how many families have people at home during the day, how many children of what ages live nearby, etc. Avoid specifics about neighbors, though. Almost no one appreciates having their name, address, or family circumstances provided to strangers.
  • Present a United Front to Potential Buyers
  • Even though people can handle knowing you’re divorcing, the last thing they want to do is to step into a conflict between the two owners of the house they want to buy. I usually recommend that you and your spouse agree on who is going to have the contact with the realtor and potential buyers and make it clear to your agent that the designated spouse speaks for both spouses. Keep the other spouse out of the picture entirely. Keep it simple for real estate agents and buyers.

Think Commodity | Selling your home is a joint effort

This is your home, where your dreams and your children have grown up together. I know it may be agonizing for you to part with it. I also know that those crayon marks in the hall may be part of a precious memory for you. Get over it. Your house is a commodity, and you need to move it. Don’t think I’m Selling my House in Clarksville due to Divorce because of you, that does nothing but give the upper hand to the home buyer.

Selling a house in Clarksville due to Divorce? Call a good Lawyer and Realtor

What does this mean? It means you are merciless about appealing to all and offending none. It means you detach yourself from your house and listen to other people’s advice about what you need to do to sell it.

This does not mean you should spend a lot of money getting your house ready to sell. To the contrary, you should avoid expensive improvements unless there’s no question they’re needed (for example, a new roof if you actually have leaks).

Let’s get your house sold

Now, having just told you that your house is a commodity, I have to add that part of selling this commodity is creating an image for the people who are considering buying it. Real estate agents say that buyers have to imagine themselves living in a house. Show a happy front or don’t be seen at all; The whole I’m Selling my Home due to Divorce makes some couple worry about buying an “unlucky” house.

By all accounts, repainting is often one of the least expensive and most effective improvements you can make. Concentrate on neutral colors. This is not a time for creativity, and it’s not a time to say (as too many sellers do), “I know this needs repainting, but I’ll let the new buyer decide what color.” Go ahead and paint it beige so it looks fresh, open, and clean. The buyer can always add the lime base and chartreuse accent borders later.

Changes to your floors are usually more expensive, so you should make them sparingly. If your linoleum is buckling in the kitchen, replace it. If it’s just boring, leave it alone.

Clarksville’s Divorce Real Estate Specialist

Everything needs to work. Go through the house and methodically tighten loose hardware, replace loose or missing doorstops, and oil hinges and doorknobs. Replace or repair leaky faucets and toilets.

Selling your home in Clarksville
Selling a house in Clarksville due to Divorce

Set the Right Price

Part of treating your house as a commodity is pricing it to move. You may think you already know what houses in your neighborhood have sold for, but avoid relying on the grapevine. Your agent will do a comparable check of houses nearby and adjust the recommended listing price for differences among the properties; that’s generally the most reliable estimate of what your house will sell for. Focus on your neighborhood. The maxim real estate professionals apply to the valuation of real estate is that there are three factors that govern value: location, location, and location. It simply makes no sense to try to infer the value of your house from what a similar house somewhere else sold for.

Selling your house due to Divorce

By the same token, however, real estate value today depends on many factors other than location:

  • Seasonality (your real estate agent can help you gauge the effect of this in your area)
  • Local and state economic conditions
  • The strength of your local school system
  • The condition of your house
  • Interest rates (an assumable low-interest loan may make your house unusually valuable when rates are high
  • Availability of possession (in some circumstances, the value of your house may be much higher if the buyer knows it’s available right away, or in time for school to begin)

Setting a price that’s too high has two negative effects. First, it will extend the time that it takes to sell your house, which extends the time you’re making the mortgage payment. Second, as your house sits on the market, your listing will become stale, and people will begin to wonder what’s wrong with. A stale listing will almost always fetch a lower offer than one that’s new on the market.

Clean your Home 

 Your house needs to gleam when the seller sees it, and it needs to smell clean too.

Pay special attention to bathrooms. If you have window coverings that make them darker or seem smaller, get rid of them. Clean the shower and toilet thoroughly, paying special attention to the base where the toilet meets the floor (that’s a real problem area for most of us).

Pay special attention to your kitchen. Many people make the decision about whether to buy a house based solely on their opinion of the kitchen. Clean your oven and clean the exhaust hood and cooktop on your stove.

Clean the outside of water heaters and furnaces. Here’s a trick: Inspectors often drain the bottom of a water heater to see how much iron is deposited in it. You may want to drain it yourself beforehand to remove any loose rust.

Clear out your clutter

This is different from cleaning. Most people have too much furniture in their house, so you probably do too. Get it out of there. Your house needs to be furnished, but sparingly furnished. If you have to, rent a storage warehouse for the extra pieces. (Or if you’re moving to a smaller place, go ahead and donate them or sell them at a garage sale).

The countertops in your kitchen need to be virtually clear. Stow the toaster, blender, and extra trays in a closet or a plastic tub somewhere out of sight. Be merciless.
Let’s all say together, “Garages are for cars, and attics are for junk.” If you have junk in your garage, lose it.

Avoid Empty – Sadness

Remember we said your house should be furnished? If you and your spouse have both moved out of the house, leave basic furniture there until the house sells. If you have to, rent furniture. Don’t try to sell an empty house. It’s just too hard for most buyers to imagine living in it.

Focus on Curb Appeal to help sell your Clarksville TN Home

This is the time to fix that loose brick on your porch. Make sure the lawn is kept mown and trimmed during the entire selling process, even after you have a contract. If your mailbox lists to starboard, this is the time to straighten it up. Replace that rusty looking doorbell button, and polish the brass plate on your door. Replace the worn doormat with a new one.

Agree on Who’s Paying for What  

When you and your spouse agree you’re going to sell the house, it’s easy to think that the issue is resolved and nothing else needs to be decided. Oh if it were only so simple! How will you handle it if you need to put in a new heat pump while you’re trying to sell the house? What if the buyer demands gutters, or resurfacing the driveway? If at all possible, think through these issues while you and your spouse are negotiating, so you won’t have to have another fight down the road when the bill is due.

Selling house in Clarksville selling your house due to divorce. Capital Gains in Real Estate isn’t as scary as most people think.

Capital Gains Tax on the Sale of the House

There was a day not too long ago when people going through a divorce could take on a big risk of exposure to the tax on capital gains. Now though, for any sale of your home after May 7, 1997, capital gains are unlikely to be a problem.

You can now exclude up to $250,000 of the gain on the sale of your house — $500,000 for a married couple. And you’ll be able to exclude that much again if you sell another house after another two years. You (or your divorced spouse pursuant to a divorce agreement or order) must have lived in the house for at least two of the last five years.

Ron Dayley-Realtor

Clarksville’s Divorce Real Estate Expert

Selling a house in Probate

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VA Loan Mistakes in Clarksville TN | VA Loan Killers

VA Loan mistakes in Clarksville TN

So many times I have had young soldiers and their spouses come up to me and tell me that they are ready to buy a house. When I ask them if they have been pre-approved to a certain amount, they will tell me something along the lines of “I am a vet and I will be getting a VA Loan so it’s not an issue”. Well, that’s not the case most of the time. Your credit rating still comes into play. I don’t know why so many vets in the Clarksville TN area seem to think it’s an entitlement that they will get no matter how bad their credit scores are. A VA loan is not a guarantee, it is a government-backed program, not a guaranteed loan for vets.  There are also some very common VA Loan Mistakes to look out for as well.

VA Loan mistakes Clarksville TN

VA Loan mistakes in Clarksville TN

Eligibility Requirements | VA Loan Clarksville
Your length of service or service commitment, duty status and character of service determine your eligibility for specific home loan benefits.

Learn from our Experience

If you have a credit rating below 580 and are in the military, you are not going to get approved for a VA Loan or a conventional loan. Most places will want to see a 620 or higher score. The VA will get you Zero Down Payment, can be somewhat easier to get approved, doesn’t have a PMI attached to it but you still must qualify.

Once you do get approved for a loan and find a house, the loan is not a done deal until you go to closing. I have seen soldiers get approved for a loan and while they were looking for a house, they went out and bought a car, motorcycle or even just opened new credit card accounts so they could buy furniture once they moved in. Well, this just took them over their limit and now the loan is dead in the water.

VA and FHA

The lenders run your credit again just before closing (this holds true for FHA and VA Loans) and any new purchases or credit checks can and will throw a monkey wrench into the entire process. Don’t BUY anything while you are waiting to close on your home. Credit inquiry will hurt your credit rating.

VA Loan Clarksville TN
Please wait until after you close on your house before you make any other purchases. Don’t hurt your chances of homeownership just because you couldn’t wait 30 days to close. You can still get your new truck or motorcycle after you close on your home but you will most likely not be able to buy the house if you get the toys first.

Play it smart and you can get that house you’ve been wanting.

VA Loan Real Estate Specialist


VA Compromise Sale

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Port Royal TN Homes for sale info

Port Royal TN Homes for sale info and Stats

Amazing Port Royal TN Homes for sale

Port Royal real estate market is primarily made up of medium sized (three or four bedrooms) to large (four, five or more bedroom) single-family homes for sale. Most of the residential real estate is owner-occupied. Many of the residences in the Port Royal neighborhood are established but not old, having been built between 1970 and 1999. A number of residences were also built between 2000 and the present.

port royal tn homes for sale

In Port Royal, the current vacancy rate is 3.4%, which is a lower rate of vacancies than 85.5% of all neighborhoods in the U.S. This means that the housing supply in Port Royal is very tight compared to the demand for property here.

Port Royal is a rural neighborhood (based on population density) located on the Montgomery County Tennessee,  Robertson County border.

Port Royal TN Homes for sale

Port Royal median real estate price is $254,513, which is more expensive than 88.0% of the neighborhoods in Tennessee and 64.8% of the neighborhoods in the U.S.

The average rental price in Port Royal is currently $1,476. The average rental cost in this neighborhood is higher than 92.3% of the neighborhoods in Tennessee.

Real estate in the Port Royal neighborhood is almost exclusively owner-occupied. This neighborhood has a higher rate of owner-occupied housing than is found in 95.2% of U.S. neighborhoods. If you are seeking to rent, this neighborhood may not have many options, but high rates of ownership often indicate stability in a neighborhood.

he neighbors in the Port Royal neighborhood in Clarksville are wealthy, making it among the 15% highest income neighborhoods in America.

If you are looking for a Realtor that serves Port Royal and Adams TN, give me a call.

Adams TN Realtor

Bring your horses and enjoy the good life in Port Royal TN.
Adams TN Realtor

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Real Estate for sale in Clarksville TN,  A Tennessee Realtor with Passion and Purpose.
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Clarksville Subdivisions

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Ron Dayley Realtor – Coldwell Banker CM&H

111 South Riverside Drive
Clarksville, TN 37040
931-249-6598 cell
931-552-1700 office

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