Clarksville Realtors

Homes for Sale in Clarksville TN Realtor - Real Estate AgencyHomes for Sale in Clarksville TN Realtor - Real Estate Agency

Search Homes for Sale in Clarksville TN. View photos, open house info, and MLS property details. Top-ranked local Clarksville TN real estate agent - Realtor

Clarksville TN Realtor – Ron Dayley

931-552-1700 Office
931-249-6598 Cell
www.clarksvillehomesales.us
  • Menu
  • Home
  • Communities
    • Arbour Greene Clarksville TN
    • Autumn Creek Clarksville TN new homes for sale
    • Beech Grove Clarksville TN
    • Bentley Meadows Clarksville TN
    • Boyer Farms & Hartley Hills Clarksville TN
    • Camelot Hills subdivision
    • Copperstone subdivision Clarksville TN
    • Eagles Bluff Clarksville TN
    • Eastern Hills subdivision Clarksville TN
    • Eastland Green Clarksville TN
    • Ellington Gait subdivision Clarksville TN
    • Franklin Meadows Clarksville TN
    • Glenwood Clarksville TN
    • Greystone Subdivision
      • Graystone Clarksville TN | Executive homes for sale
    • Liberty Park Clarksville TN
    • Locust Run subdivision Clarksville TN – New homes for sale
    • Madison Summit Clarksville TN | Homes for sale
    • Page Estates | Near Rossview school complex
    • Reda Estates Subdivision Clarksville TN
    • Renfroe’s Landing
    • Sango Commons Subdivision Clarksville TN | Homes for sale
    • Savannah Crossing Clarksville TN
    • Somerset subdivision Clarksville TN – new homes for sale
    • South Ridge Clarksville TN – Subdivsion and neighborhoods
    • Stonehenge Subdivision
    • Summerfield Clarksville TN
    • The Villages Clarksville TN – neighorhood homes for sale
    • Wellington Fields subdivision Clarksville TN – New homes for sale
    • Whitewood Farm Clarksville TN
  • Neighborhood Info
    • Clarksville TN waterfront homes for sale | The Really Good Life
    • Condominiums and townhouses Clarksville TN | Luxury condos
    • Erin TN homes for Sale | Houston & Dickson
    • Franklin Tennessee Real Estate |Homes for sale 350-700k
    • Homes for sale Dover TN | New and Existing Home sales
      • Dover TN Waterfront homes for sale | Lakefront Properties
    • Maple Hills subdivision Ashland City TN homes for sale
    • Most Expensive homes in TN | Executive homes for sale
    • Pleasant View TN homes for sale | New and Existing Home Sales
      • Bradley Bend subdivision Pleasant View TN | New home sales
      • Oak Pointe Pleasant View | New Construction Homes for Sale
    • Homes for sale Portland TN and surrounding areas Real Estate
    • Southside TN homes for Sale | New Construction Clarksville
    • Savannah Crossing Clarksville TN
    • Springfield TN homes for sale | New and Existing Home Sales
    • Woodlawn TN Homes for Sale under $100k | Clarksville TN
  • Featured Blogs
    • Selling Inherited Property in Clarksville TN | What is Probate?
    • Real Estate Investments in Clarksville TN
    • Learn about Clarksville Properties for Sale
    • Custom Home Builders in Clarksville TN – New Construction
    • FSBO near me Clarksville TN – For Sale By Owner
    • WEB Based REAL ESTATE Marketing & Social Media CLARKSVILLE TN
    • VA Loan Mistakes in Clarksville TN | VA Loan Killers
    • WHAT IS TITLE INSURANCE AND WHY IS IT IMPORTANT TO ME?
    • Benefits of selling your home in the winter | Cozy Homes for sale
    • KY Lake waterfront property for sale | Lakefront lots
    • Middle TN Investment properties | Nashville and Clarksville TN
    • Selling your house due to divorce – Division or Property
    • Most Desirable Home Features in Clarksville TN | Luxury Homes
    • Tennessee House Plans for Clarksville TN
    • Why are people from Illinois moving to Tennessee?
  • Real Estate Advice
    • List your home with me and get it SOLD!
    • What is an FHA 203k loan Clarksville TN?
    • Are you PCSing to Fort Campbell?
    • Buying Property in Clarksville TN | Buyers Guide
    • Help selling your home in Clarksville TN
    • Homes for sale Clarksville TN 37043
    • Luxury and Custom Home Builders in Clarksville TN
  • Contact

Buying a house for the first time

First Time Home Buyers

Buying a house together for the first time, A man and a woman holding pinkies

You have finally come to that stage of your relationship when you can make long-term commitments such as buying a house together for the first time. Also, you can both finally afford to buy it. However, your dream of buying a house together with your spouse or significant other can easily turn into a nightmare. Which is why you need to be well-informed, patient, and ready to compromise. So, let’s see what the most common issues are and how to overcome them.

A young couple having an argument in the park, something that happens often when buying a house together with your spouse for the first time

What does each of you expect from the house?

One of the most common problems couples encounter when buying their first house together is having different expectations. When two people have different wishes and priorities, it can be hard to reach an agreement. So, it is a good idea to write down ten things that are important to you, such as the number of rooms, size of the backyard, price range, which neighborhood to choose, etc. You should do this separately (and no peeking!).

After you finish your list, compare it with your partner’s. If you don’t get at least five matches, keep writing. Add ten more features. This way, you’ll see what you have in common and get an idea of what kind of house to look for when you start researching properties for sale.

How to deal with the finances?

People manage their money in different ways. Some have a more relaxed approach, while others are more cautious. If you have been sharing expenses for some time and saving money with your spouse, that is a great start. If that has not been the case, you should start thinking and working as a team. You need to agree whether you want the loan to be in one person’s name or both. Just remember that if the loan is in your name, that may leave your spouse/partner vulnerable, even if you are buying your first house together, and vice versa.

Control your emotions when buying a house

There are many decisions to be made when buying a house together with your spouse for the first time. One of them is whether you should take on a higher mortgage or play it safe. You need to be realistic here instead of letting your emotions decide. If the house payments are too high, your beloved house will start draining you of every penny. We recommend that your monthly payments be under 25% of your take-home pay. Homes that are out of your price range should not be taken into consideration under any circumstances, no matter how much you love it.

An “open house” sign on a lawn

Tenants in common or joint ownership – which one if for you?

For those who choose the first option, the percentage of ownership varies depending on how much money each partner contributes. On the other hand, if you opt to be joint tenants, you’ll each own 50% of the property, regardless of how you paid the deposit. By choosing the first option, your share can go to someone else in case of your death. If you prefer joint ownership, the house belongs to the surviving partner in case the other partner dies.

Your Realtor should be the mediator

Finding a good real estate agent who can listen to your housing disputes and be the mediator between you and your husband/wife/partner is something we strongly recommend.T hanks to their experience and knowledge of the market and law, you can make the best decision for your future.

A woman with a laptop and a notebook talking to a another woman

Be prepared to postpone the house hunt if necessary

Making important decisions with your spouse isn’t always easy. And choosing a home is one of the most important ones you will make. It’s not like having to choose the right moving assistance option or furniture for a new bedroom. People can and have broken up over these issues. So, in order to avoid an argument that may have deeper consequences, you should know when to take a break. Postpone the house hunt for a couple of days or weeks and take that time to cool down. Focus on other things and don’t even bring up the subject of house hunting. Your relationship is more important than any property. As long as you love each other, you will be happy in any home.

What happens if the marriage doesn’t work out?

As much as one wants to avoid this scenario, sometimes, it is inevitable. So, what happens with the house you bought together in case your relationship ends?

  • You can sell the property to repay the loan you took when you decided to buy a house together with your spouse and move out with the help of smallworldmoving.com.
  • If you stay on good terms, you can rent out the house until the real estate market improves, which gives you more time to revaluate everything.
  • One partner can give the other partner their part of the deposit back, plus any growth in the value since the house was bought, and keep the house.

Again, no one plans for a breakup to happen, but this is a topic you should not ignore. You need to be prepared for the worst even if your relationship is perfect at the moment. It is important that you discuss the worst-case scenario before buying a house together with your partner and see what your options are. Discuss this topic with a financial planner and a lawyer because their advice is the best kind of advice you can get on this subject.

I hope this helps in your quest to becoming a First Time Home Buyer in Clarksville TN – Ron Dayley

Ranch style homes for sale in Clarksville TN

 

 

 

Clarksville Home Sales and Real Estate

Posted in: First Time Home Buyers Tagged: buying a house together, buying a house together for the first time, buying a house with your partner, buying a house with your spouse, first time buying a house in Clarksville TN, first time home buyer's, Things to think about when buying a house

Post navigation

« Top Reasons Why You Should Buy a Property in Tennessee
How to stage your home for a sale »

Clarksville Real Estate Agency

  • Sango area Listings
  • Homes for sale with swimming pools
  • Ranch style houses
  • New Construction
  • Home builders in Clarksville TN  
  • Equestrian Properties
  • Houses for Rent in Clarksville
  • Lease Purchase
  • Homes for sale by School Districts
  • 5 Bedroom Homes
  • Clarksville Condos and Townhouses
  • Nashville Condos 

Real Estate for sale in Clarksville TN,  A Tennessee Realtor with Passion and Purpose.
Directions to Ron Dayley Realtor – Coldwell Banker CM&H

Clarksville Subdivisions

  • Azalea Trace Clarksville TN
  • Beech Grove Clarksville TN
  • Boyer Farms & Hartley Hills Clarksville TN
  • Danford Subdivision Clarksville TN
  • Easthaven Subdivision Clarksville TN
  • Farmington Clarksville TN
  • Greystone Subdivision
  • Hereford Farm Clarksville TN
  • Hickory Wild Clarksville TN
  • Locust Run subdivision Clarksville TN
  • Luxury home builders Clarksville TN
  • Marquee Estates Clarksville
  • Reda Estates Subdivision Clarksville TN
  • Reserve at Sango Mills Clarksville TN – new homes for sale
  • Savannah Lakes Clarksville
  • Stonehenge Clarksville TN
  • Stones Manor Clarksville TN
  • Wellington Fields subdivision Clarksville TN
  • Whitewood Farm Clarksville TN
  • Willowbrook Subdivision Clarksville TN
  • Woodford Estates Clarksville TN

Ron Dayley Realtor – Coldwell Banker CM&H

111 South Riverside Drive
Clarksville, TN 37040
931-249-6598 cell
931-552-1700 office

Business Hours
Sunday         8:00 AM – 8:00 PM
Monday        8:00 AM – 8:00 PM
Tuesday        8:00 AM – 8:00 PM
Wednesday  8:00 AM – 8:00 PM
Thursday      8:00 AM – 8:00 PM
Friday            8:00 AM – 8:00 PM
Saturday       8:00 AM – 8:00 PM

Real Estate Agents in Clarksville TN
Land for sale near Clarksville TN

Your Local Clarksville Realtor

© 2021 · Equity Framework
Each Coldwell Banker office is independently owned and operated

Listings Sitemap · Log in